PayRep Microfinance Bank
Mobile Banking App

Banking in your pocket

Experience the future of banking with the PayRep mobile app. Send money, save, invest, and manage your finances—all from your smartphone.

User 1
User 2
User 3
User 4
2M+
Active app users
9:41
PR
PayRep

Hello,

Oluwatoba 👋

Available Balance
₦459,321.45
Account Number: 2409678023
Tier 1
S
Send
R
Request
B
Bills
M
More
Recent TransactionsView All
N
Netflix
-₦4,500
S
Salary
+₦350,000
T
Transfer
-₦50,000
Home
Cards
Savings
Profile

Everything You Need in One App

The PayRep app puts the power of a full bank branch in your pocket, with features designed to make managing your money simple and secure.

Fast Transfers

Send money instantly to anyone, anywhere, with zero fees

Secure Banking

Bank-grade security with biometric authentication and encryption

Instant Notifications

Real-time alerts for all transactions and account activities

Virtual Cards

Create unlimited virtual cards for secure online shopping

Explore the App

Discover the powerful features that make the PayRep app the ultimate banking companion.

Dashboard

Dashboard

View your balance, recent transactions, and quick actions all in one place

Transactions

Transactions

Track all your transactions with detailed information and categorization

Cards

Cards

Manage your physical and virtual cards, set limits, and freeze/unfreeze

Get Started in Minutes

Setting up your PayRep account is quick and easy. Follow these simple steps to start banking smarter.

1

Download the App

Get the PayRep app from the App Store or Google Play Store

2

Create Your Account

Sign up with your phone number, email, and valid ID

3

Start Banking

Fund your account and enjoy all the features of PayRep

Bank-Grade Security

Your security is our top priority. The PayRep app uses advanced security measures to keep your money and data safe.

Biometric Authentication

Secure access with fingerprint and face recognition

End-to-End Encryption

256-bit encryption for all data and transactions

Fraud Monitoring

Real-time fraud detection and instant alerts

What Our Users Say

Join millions of satisfied users who trust PayRep for their banking needs.

Chioma Okafor

Chioma Okafor

The PayRep app has completely changed how I manage my money. The savings features helped me save for my wedding in just 8 months!

Tunde Bakare

Tunde Bakare

I love how easy it is to send money to family and friends. The instant transfers and zero fees make PayRep my go-to banking app.

Amina Ibrahim

Amina Ibrahim

The virtual cards feature is a game-changer for online shopping. I create a new card for each merchant, keeping my main account secure.

Frequently Asked Questions

Find answers to common questions about the PayRep mobile app.

How do I download the PayRep app?

The PayRep app is available for free download on both the App Store for iOS devices and Google Play Store for Android devices. Simply search for 'PayRep' and look for our official app with our logo.

Is the PayRep app secure?

Yes, the PayRep app uses bank-grade security measures including 256-bit encryption, biometric authentication (fingerprint and face recognition), and two-factor authentication. We also have real-time fraud monitoring systems in place.

Can I use the app without a PayRep account?

No, you need to have a PayRep account to use the app. However, you can create an account directly through the app in just a few minutes with your phone number, email, and valid ID.

What devices are compatible with the PayRep app?

The PayRep app is compatible with iOS devices running iOS 12.0 or later, and Android devices running Android 7.0 (Nougat) or later. The app is optimized for both phones and tablets.

Ready to experience better banking?

Download the PayRep app today and join millions of users who are enjoying a simpler, faster, and more secure way to bank.