PayRep Microfinance Bank

Bank smarter
with PayRep.

Send money, pay bills, and manage your finances — all from your phone. Download the PayRep app today.

CBN Licensed
CBN Licensed
NDIC Insured
NDIC Insured
PayRep mobile app home screen
PayRep app transfer screen
Features

Everything you need,
right in your pocket.

From instant transfers to smart spending insights, PayRep makes managing your money effortless.

Send money instantly

Transfer to any bank account or PayRep user in seconds — not minutes.

Pay all your bills

Airtime, data, electricity, cable TV, and subscriptions in one place.

Track every naira

Real-time transaction history and smart insights into your spending.

Your money,
one app.

Send money, pay bills, and track your spending — all in one place. No long forms, no confusing menus. Just tap and go.

  • Instant transfers to any Nigerian bank
  • Airtime, data, and bills in seconds
  • Clear transaction history anytime
PayRep app transaction history screen

Get the PayRep app
today.

Download now and start banking from your phone in minutes.