Cookie Policy

Transparency in how we enhance your digital banking experience.

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Effective Date:
March 18, 2026

/ 01 Introduction

At PayRep Microfinance Bank, we believe in radical transparency. Our digital ecosystem uses "cookies" to ensure our services remain secure, efficient, and tailored to your needs. This policy provides a comprehensive breakdown of our cookie usage across payrepmfb.ng.

/ 02 Understanding Cookies

First-Party Cookies

Stored directly by PayRep. These are essential for core functionalities like logging you into your account and securing your transactions.

Third-Party Cookies

Set by trusted partners to help us analyze traffic or power specific integrations. We vet every partner to ensure they meet our privacy standards.

/ 03 How We Use Cookies

We categorize our cookies based on their function to help you better understand their purpose within our platform.

Security & Authentication

Vital for preventing unauthorized access and maintaining the integrity of your banking session.

Interface Preferences

We remember if you prefer Dark Mode or your favorite dashboard layout so you don't have to reset it.

Smart Notifications

Helps us deliver relevant alerts and prevents us from showing you the same message twice.

/ 04 Analytics Partner

Advanced Insights with Google Analytics

To build the future of banking, we need to understand the present. We use Google Analytics to learn which features you love and which need improvement.

"We never collect personally identifiable information through these analytics cookies. Your identity remains private."

/ 05 Take Control

You are in the driver's seat. Most browsers allow you to block or delete cookies through their settings menu.

Pro Tip:

Blocking all cookies may limit your ability to use certain secure banking features.

Still have questions?

Reach out to our privacy compliance team anytime.